SUDZ

on McClanahan

Development Prospectus & Build Plan

McClanahan Street, Oxford, Granville County, NC 27565

Conditional Go

A CLHG Builders LLC Development • Operated by Sudz on Maynard LLC
Prepared February 2026 • Confidential

Executive Summary

The Opportunity at a Glance

CLHG Builders LLC is developing a ground-up, automation-first, 24/7 self-service laundromat on its 6,792 SF CBD corner lot at McClanahan Street & New College Street in Oxford’s downtown historic core. CLHG owns the land, serves as general contractor, and takes an equity stake in the operating entity. Sudz on Maynard LLC (Cary, NC) — which has grown from $9K/month to $30K/month since 2021 — serves as the operational partner, contributing its brand, playbook, and SBA loan qualification.

$860K
Total CapEx
Standard Tier

$310K

Year 3 Revenue

Stabilized

3.06x

Year 3 DSCR

SBA min: 1.25x

~$55K

Cash Into Deal

$23K land + ~$36K injection

65%

EBITDA Margin

Year 3 stabilized

16 mo

Break-Even

Cumulative cash positive

$576K

5-Year Cash

Before tax

1,047%

5-Year ROI

On total cash invested

Verdict: Conditional Go — Score 7.4 / 10

Why it works: 54% renter rate (vs. 36% national avg), 25% poverty rate driving laundromat dependency, near-zero competition (one basic competitor closing at 9 PM + one closed laundromat), and $23K land acquisition.
Conditions: (a) Confirm CBD parking requirements allow the build, (b) Navigate historic district design review, (c) Size CapEx to match smaller market ceiling.

Deal Principals

CLHG Builders LLC — Developer

Owns the McClanahan Street lot ($23K acquisition)
General contractor — builds at cost (no GC markup)
Contributes land at appraised FMV toward equity
Takes ownership stake in Sudz on McClanahan LLC
Profits through member distributions, not rent

Sudz on Maynard LLC — Operator

Est. November 2021 — $350K/year on 1,300 SF
Growth: $9K/mo → $30K/mo (233%)
Revenue density: $269/SF/year (top decile)
Self-serve, Speed Queen Quantum Gold, automation-first
Provides SBA loan qualification + personal guarantee
Manages day-to-day operations via proven playbook

Contents

Location & Trade Area Intelligence

Site Overview

Address	McClanahan Street, Oxford, NC 27565
PIN	1923.13-13-2535
Lot Area	6,792 SF (0.156 acres)
Zoning	CBD (Central Business District)
Setbacks	Front 5’ max / Rear 0’ / Side 0’
Corner	McClanahan St × New College St
Ownership	CLHG Builders LLC ($23K acq.)
Survey Date	February 5, 2026

CBD Zoning Advantage

Zero side and rear setbacks allow maximum buildable area. The 5’ maximum front setback means the building must be built close to the street — typical CBD requirement to maintain the streetwall character.

Historic District Alert

Oxford Historic District is on the National Register. If McClanahan St is in a locally-designated overlay, exterior design requires a Certificate of Appropriateness. Confirm with Planning Director Cheryl Hart (919-603-1117).

Trade Area Demographics

Sources: U.S. Census ACS 2023, World Population Review, northcarolina-demographics.com

Indicator	Oxford City	Significance
Population	8,972 (2024 est.)	Small but is county seat serving ~60K county residents
Renter %	54.4%	Exceptionally high (national avg ~36%). Renters are 3-5x more likely to use laundromats
Median HH Income	$48,135	Below NC median (~$62K). Lower income = fewer in-unit W/D
Poverty Rate	23.8–25.3%	Very high — strong laundromat dependency indicator
Median Age	43.1	Mature population with established laundry routines
Race/Ethnicity	54.9% Black, 34.7% White	Diverse; majority-minority community
Avg Rent	$1,097/mo	29% below national avg — confirms lower-income market
Growth Trend	-0.1% annual	Flat; not a growth play but stable demand base
Housing Stock	49% small apartments, 49% SFR	Many units without in-unit laundry

Competitive Landscape

Competitor	Location	Hours	Payment	Condition
Laundry Land — Oxford Coin Laundry	201 Roxboro Rd (~0.7 mi)	7am–9pm	Coin + Card	Basic; clean; has TV
Oxford Dry Cleaners & Laundry	1007 College St (~0.3 mi)	4am–6pm	All major cards	Dry cleaning focus
Oxford Coin Laundry	Oxford	CLOSED — confirms market has lost capacity
T & T Laundries Inc.	Henderson, NC (~12 mi)	Unknown	Unknown	34 years; wheelchair accessible

Competitive Gap Analysis

Location Fit Scorecard

Metric	Weight	Score	Weighted	Visual
Renter Density	20%	9/10	1.80
Income Profile	15%	8/10	1.20
Competition (lower=better)	20%	9/10	1.80
Population/Trade Area	15%	5/10	0.75
Visibility/Traffic	10%	6/10	0.60
Lot Suitability	10%	7/10	0.70
Growth Trajectory	5%	4/10	0.20
Downtown Revitalization	5%	7/10	0.35
TOTAL	100%		7.40	Conditional Go

Section 02

Market Demand & Revenue Model

Machine Mix & Pricing

All machines: Speed Queen Quantum Gold controls • Payment: Speed Queen App + Cash Kiosk • No coin/card on machines

Washers (10 Units — Quantum Gold)

Qty	Model	Capacity	Vend	Cost/Unit
4	SC20 Gold	20 lb	$3.50	$3,500
3	SC30 Gold	30 lb	$5.00	$5,200
2	SC40 Gold	40 lb	$6.50	$7,000
1	SC60 Gold	60 lb	$8.50	$10,500
10				$54,100

Dryers (5 Stacks / 10 Pockets — Quantum Gold)

Qty	Model	Cap/Pocket	Vend	Cost/Unit
3	ST030 Gold	30 lb	$0.25/5min	$6,500
2	ST045 Gold	45 lb	$0.25/5min	$9,000
5				$37,500

Payment: Speed Queen App + Cash Kiosk

Customers pay via the Speed Queen app (phone) or cash at the kiosk. Quantum Gold controls enable remote pricing, diagnostics, and app-based start. No coin mechs or card readers on machines. Software: $2,500/mo.

5-Year Revenue Projection

Dynamic Pricing Strategy

Window	Modifier	Goal
Weekday 6am–4pm	-10%	Fill off-peak capacity
Weekday 4pm–10pm	Standard	Peak demand capture
Weekends all day	+5%	High demand surge
Late night 11pm–6am	-15%	Attract shift workers
Loyalty members	-5% always	Retention

Bundle & Loyalty Concepts

Sudz Club Pass

$49/mo for 8 washes (20/30 lb). Locks in regular customers.

Family Bundle

4-pack of 40 lb washes for $22 (save $4). App-only purchase.

First Visit

1 free dry cycle via QR code. Drives trial during grand opening.

Section 03

Brand & Marketing Plan

Brand Positioning

“Oxford’s Only 24/7 Modern Laundromat”

Always Open

24/7, unlike any competitor

Always Clean

New build, Sudz standard

Always Easy

Pay from your phone

Always Safe

Cameras, lighting, support

90-Day Marketing Calendar

Pre-Opening (Weeks -8 to 0) — $1,350

Week	Action	Budget
-8	Google Business Profile created; construction progress photos	$0
-7	Facebook + Instagram launched; “Coming Soon” posts	$0
-6	Yard sign on site: “Oxford’s New 24/7 Laundromat”	$200
-5	Partner outreach: apartment complexes, housing authority, churches	$0
-4	Flyer drop to apartment complexes (500 flyers)	$150
-3	Local newspaper ad (Granville Gazette)	$300
-2	Soft launch: invite apartment managers, local officials	$200
-1	Final GBP optimization: hours, photos, services	$0
0	GRAND OPENING — free dry cycles, Sudz Club signups	$500

Months 1–3 Ongoing

Channel	Monthly Budget	Action
Google Local Ads	$400	Maps + Search targeting “laundromat Oxford NC”
Facebook/Instagram	$300	5-mile radius targeting; retargeting in Month 2+
Review Generation	$50	In-store QR cards; target 30+ reviews by Day 90
Community	$150	Church bulletins, Nextdoor, gym cross-promo
Retention	$100	Referral credits ($2/referral), loyalty push

$3,000
90-Day Total Budget

30+

Google Reviews Target

400

Monthly Customers

By Day 90

45%

App-Pay Adoption

By Day 90

Partnership Targets

Type	Specific Targets	Approach
Apartment Complexes	Granville Oaks, Autumn Park, Links at Thorndale	Free flyer placement, resident discount code
Public Housing	Oxford Housing Authority, Granville County HA	Community partnership, bulk pricing
Churches	5+ congregations in walking distance	Bulletin ads, community day sponsorship
Property Managers	Airbnb hosts, small landlords	Flyer kits, referral credits
Schools/College	Local schools, VGCC	Student discount via app

Section 04

Automation Operating Model

System Architecture

Remote Support Tiers

Tier	Channel	SLA	Staffing
0 — Self-Service	In-store signage, QR→FAQ, app	Instant	None
1 — AI Automated	AI phone agent (hours, pricing, status, basic refund)	<30 sec	AI
2 — Live Remote	Owner phone/text escalation	<15 min (8am–10pm)	Owner
3 — On-Site	Emergency dispatch (security, flood, major malfunction)	<60 min	On-call

Security & Access Control

System	Specification	Purpose
Smart Door Lock	WiFi-connected; schedule auto-lock/unlock; app override	Night mode: app check-in 11pm–6am
HD Cameras (8)	2 exterior, 4 interior zones, 1 utility, 1 overview	24/7 cloud recording + motion alerts
LED Lighting	Interior + exterior, always on, no dark corners	Deterrence + safety
Panic Button (2)	Near kiosk + rear wall; triggers owner alert + optional 911	Customer emergency
Audio Deterrent	Motion-activated greeting after 11pm; loitering alerts at 30min	Reduce non-customer presence

Section 05

Floor Plan & Layout

Buildable Area

6,792

Total Lot (SF)

2,200
Building Interior (SF)

6

Parking Spaces

Corner

Lot Position

Conceptual Floor Plan

Section 06

Equipment & CapEx

Select Investment Tier

Click a tier to update all numbers throughout this prospectus.

Lean

$630K

2,000 SF • 8 washers • 8 dryer pockets
2 tankless water heaters • Standard finishes
SQ App • WiFi • TVs • Cameras
Best for: Maximum cost control

Click to select

Standard

$860K

2,200 SF • 10 washers • 10 dryer pockets
3 tankless water heaters • Commercial finishes
Full SQ App • WiFi • TVs • Charging
Best for: Balanced ROI + experience

Click to select

Premium

$1.07M

2,400 SF • 12 washers • 12 dryer pockets
3 tankless water heaters • Premium finishes
Full SQ App • WiFi • TVs • Kids area
Best for: Flagship / future-proof

Click to select

Standard Tier — Line-Item Breakdown

Category	Description	Cost
Construction	2,200 SF building; 6″ reinforced slab; LVT floors; FRP walls; storefront glass	$500,000
Washers (10)	4x SC20, 3x SC30, 2x SC40, 1x SC60 — all Quantum Gold	$54,100
Dryers (5 stacks)	3x ST030, 2x ST045 (10 pockets) — all Quantum Gold	$37,500
Cash Kiosk	Bill acceptor / coin changer kiosk for cash customers	$4,500
Water Heating	3x tankless/instant water heaters (per Sudz on Maynard config)	$10,500
HVAC	Commercial packaged unit + exhaust + dryer venting	$25,000
Electrical	400A service; subpanels; LED lighting throughout	$28,000
Plumbing	Full commercial; grease trap; backflow preventer	$30,000
Security	8 HD cameras; cloud DVR; smart lock; panic buttons	$7,000
Signage	Channel letter sign + window vinyl + interior wayfinding	$10,000
Furniture/Fixtures	3 folding tables, 6 chairs, 2 carts, counter	$4,000
Vending	2 machines (soap + snacks/drinks)	$4,000
WiFi + TV + Charging	Commercial AP; 2 wall-mount TVs; 4 USB charging stations	$3,000
Soft Costs	Architecture, MEP engineering, permits, surveys, legal	$35,000
Contingency (10%)		$70,000
Working Capital	3 months operating expenses	$30,000
TOTAL		$857,600 → ~$860,000

Equipment pricing: Composite of distributor listings, industry articles (RJ Kool, Coin-O-Matic, Martin-Ray), CLA benchmarks. Construction: Southern retail $245–$439/SF (Claris Design Build 2025).

Section 07

5-Year Financial Prospectus

Pro Forma Summary

Metric	Year 1	Year 2	Year 3	Year 4	Year 5
Revenue	$195,000	$260,000	$310,000	$330,000	$345,000
OpEx (excl. debt)	$97,400	$102,000	$107,800	$111,400	$115,800
EBITDA	$97,600	$158,000	$202,200	$218,600	$229,200
EBITDA Margin	50.1%	60.8%	65.2%	66.2%	66.4%
Debt Service	$66,000	$66,000	$66,000	$66,000	$66,000
Net Cash Flow	$31,600	$92,000	$136,200	$152,600	$163,200
DSCR	1.48x	2.39x	3.06x	3.31x	3.47x
Cumulative Cash	$31,600	$123,600	$259,800	$412,400	$575,600

Financing Structure (SBA 504)

Component	Amount	Rate	Term
Total Project Cost	$860,000	—	—
Equity Injection (10%)	$86,000	—	—
Land Equity (FMV est.)	$40,000–$65,000	—	Reduces cash needed
Cash Down Payment	$21,000–$46,000	—	After land credit
Bank Portion (50%)	$430,000	~7.5%	25 years
CDC/SBA Portion (40%)	$344,000	~5.5% fixed	20 years
Blended Rate	—	~6.6%	—

Prime rate 6.75% as of Feb 5, 2026 (Lendio). SBA 504 CDC rate pegged to 10-year Treasury + ~0.5-0.75%.

Land Valuation Note

CLHG acquired the lot for $23,000. SBA equity injection uses appraised FMV, not purchase price. A 6,792 SF CBD corner lot may appraise at $40K–$65K ($6–$10/SF). If appraised at $50K, cash out-of-pocket for injection is ~$36,000. Total cash into deal: ~$59,000.

Sensitivity Analysis

Scenario	Year 3 Revenue	EBITDA	DSCR	Status
Bear Case (-25%)	$232,500	$124,700	1.89x	Safe
Base Case	$310,000	$202,200	3.06x	Strong
Bull Case (+15%)	$356,500	$248,700	3.77x	Excellent

Stress Test Result

The model maintains DSCR > 1.25x (SBA minimum) in virtually all scenarios. Even Bear Case (-25% revenue) shows 1.89x DSCR. Revenue must fall below ~$190K/year (>38% below base case) to breach covenants.

Section 08

Deal Structure & Financing

This Is CLHG’s Deal

CLHG Builders owns the land, acts as general contractor (building at cost), and takes an equity stake in the operating entity. Sudz on Maynard brings the brand, the operating playbook, and — critically — the SBA loan qualification through 4+ years of proven revenue growth.

Recommended

Option A: Land → Equity Swap

CLHG contributes land to Sudz on McClanahan LLC (new entity). In exchange, CLHG receives an equity/membership stake. No lease, no rent — CLHG profits through ownership distributions.

Pro: One entity, one balance sheet — cleanest for SBA. Land equity counts toward 10% injection. No lease payments eating cash flow. CLHG profits as an owner, not a landlord.

Watch: Consult CPA on tax treatment of land contribution; define membership % in operating agreement.

Option B: Ground Lease

CLHG retains land ownership and leases to the operating LLC at sub-market or $0 rent. Sudz entity borrows and operates.

Pro: CLHG retains land title; clean separation of assets

Con: $0 rent = no direct income for CLHG. SBA requires formal lease on file. Land not on borrower’s balance sheet — may complicate equity injection.

Option C: CLHG Borrows Directly

CLHG Builders takes the SBA loan itself, contracts Sudz on Maynard as manager via a management agreement.

Pro: CLHG controls everything; Sudz has no ownership exposure

Con: CLHG has no laundromat operating history — SBA underwriting is harder. Cannot leverage Sudz’s $350K/yr track record.

Why Option A Wins for Financing

One entity owns everything. The new LLC (Sudz on McClanahan) owns the land (contributed by CLHG), the building (built by CLHG at cost), and the equipment. One balance sheet = clean SBA underwriting.
Land equity counts toward SBA injection. CLHG’s land (appraised $40K–$65K FMV) goes directly toward the 10% equity requirement. Less cash out of pocket.
Sudz’s track record qualifies the loan. As a member of the new LLC, Sudz on Maynard’s 4-year operating history and $350K/yr revenue become the new entity’s qualification basis.
CLHG profits as an owner. No lease income to report. CLHG receives member distributions from laundromat cash flow — proportional to equity stake. As the business grows, so does CLHG’s return.
CLHG builds at cost. As GC, CLHG eliminates the typical 15–20% general contractor markup — a potential savings of $75K–$100K on construction.

Capital Stack

SBA 504 Key Requirements

Requirement	Status	Notes
Owner-occupied (51%+ of space)	Met	100% owner-operated laundromat
Net worth < $20M	Met	Well below threshold
Avg net income < $5M (2 prior years)	Met	Well below threshold
10% equity injection	Met	Land equity + cash at close
Job creation (1 per $90K CDC)	Conditional	~4 jobs; community development goal may satisfy (25% poverty rate)
Business operating history	Met	Sudz on Maynard: 4+ years, $9K→$30K/mo growth

Section 09

Risk Register

#	Risk	Prob.	Impact	Mitigation
1	Small market ceiling (~9K pop)	Med	High	Size to Standard tier; preserve WDF optionality
2	Historic district design review delays	Med	Med	Engage OxForward early; facade grant may offset
3	Parking requirements exceed lot capacity	Low	High	Confirm with Planning before design; CBD often waived
4	Competition response (Laundry Land extends hours)	Low	Med	First-mover advantage; automation moat; brand loyalty
5	Construction cost overruns	Med	Med	10% contingency; fixed-price GC contract
6	Utility capacity insufficient	Low	High	Confirm capacity with Oxford Utilities pre-design
7	Security/crime concerns	Low	Med	Full camera coverage, smart locks, night mode, lighting
8	Equipment lead time delays	Low	Med	Order 3-4 months before open; lead times now 4-8 weeks
9	SBA loan denial	Low	High	Strong track record; Plan B: USDA B&I or conventional
10	Seasonal demand fluctuation	Low	Low	Year-round resident demand; not college-dependent

Section 10

Build Timeline

Critical path from project kickoff to grand opening: ~9–10 months

Appendix A

Sources & Citations

#	Source	URL / Reference	Accessed
1	Census / World Pop Review — Oxford NC	worldpopulationreview.com/us-cities/oxford-nc-population	Feb 12, 2026
2	NC Demographics — Oxford	northcarolina-demographics.com/oxford-demographics	Feb 12, 2026
3	RentCafe — Oxford Rent Data	rentcafe.com/average-rent-market-trends/us/nc/granville-county/oxford/	Feb 12, 2026
4	Laundry Land — Oxford Coin Laundry	laundrylandlaundromats.com/store/oxford/	Feb 12, 2026
5	Yellow Pages — Oxford Laundromats	yellowpages.com/oxford-nc/laundry-mat	Feb 12, 2026
6	Yellow Pages — Oxford Coin Laundry (CLOSED)	yellowpages.com/oxford-nc/mip/oxford-coin-laundry-20749350	Feb 12, 2026
7	Oxford Utilities — Published Rates	oxfordutilities.com/services/rates/	Feb 12, 2026
8	Visit Downtown Oxford NC	visitdowntownoxfordnc.org/about/	Feb 12, 2026
9	City of Oxford — Planning & Zoning	oxfordnc.org/departments/planning___zoning.php	Feb 12, 2026
10	SBA 7(a) Loans	sba.gov/funding-programs/loans/7a-loans	Feb 12, 2026
11	SBA 504 Loans	sba.gov/funding-programs/loans/504-loans	Feb 12, 2026
12	Lendio — SBA Rates Feb 2026	lendio.com/blog/sba-loan-interest-rates	Feb 12, 2026
13	Martin-Ray Laundry Systems — Industry Stats	martinray.com/p-33942-key-statistics-laundromat-investors-should-know.html	Feb 12, 2026
14	Press Cleaners — Laundromat Stats 2025	presscleaners.com/blog/laundromat-statistics-2025/	Feb 12, 2026
15	Clarify Capital — Laundromat Costs 2025	clarifycapital.com/blog/cost-to-open-laundromat	Feb 12, 2026
16	Nav — Laundromat Cost 2026	nav.com/blog/how-much-does-it-cost-to-open-a-laundromat-2450227/	Feb 12, 2026
17	Claris Design Build — 2025 Construction Costs	clarisdesignbuild.com/2025-update-commercial-construction-cost-per-square-foot-in-the-us/	Feb 12, 2026
18	Speed Queen Commercial	speedqueencommercial.com/en-us/	Feb 12, 2026
19	CMP Land Surveyors — Lot Survey	On file (doc03073920260209171653.pdf)	Feb 5, 2026
20	Granville County Housing Resources	granvillecounty.org/DocumentCenter/View/1758/Housing-Resources-PDF	Jan 2025
21	SBA FY2026 Fee Notice	sba.gov/document/information-notice-5000-872051	Oct 2025

Appendix B

Key Assumptions & Calculation Notes

Assumption	Value	Source / Basis
Building usable interior	2,200 SF	Survey lot (6,792 SF) minus parking/setbacks
Land acquisition cost	$23,000 (CLHG Builders)	Deed recorded; appraised FMV for SBA may be $40K–$65K
Construction cost/SF	~$227/SF (building only)	Southern retail $245–$439/SF; discounted for rural NC small-town
Machine pricing	Composite estimate	Industry articles + used listings; confirm with Martin-Ray quote
Year 1 revenue	$195,000	Conservative for new build in small market; 54% renter rate supports
Stabilized revenue (Yr 3)	$310,000	$141/SF — ~53% of Sudz on Maynard’s performance
Utility costs	$23,400/yr	Oxford Utilities published rates, estimated usage
SBA 504 blended rate	6.6%	Prime 6.75% (Feb 2026) + CDC fixed ~5.5%
Cleaning contract	$800/mo	Local market for daily commercial cleaning
Machine useful life	15–20 years	Speed Queen commercial standard
Dryer revenue ratio	55% of washer	CLA industry benchmark (40–60% range)
Speed Queen software	$2,500/mo ($30K/yr)	Quantum Gold platform: app-pay, remote mgmt, diagnostics
Annual price increases	3% starting Year 2	Inflation + market normalization
Property tax (land + improvements)	$6,000/yr	Estimate for Oxford CBD; confirm with Granville County assessor

Important Disclaimers

All revenue projections are estimates based on market comparables and industry benchmarks. Actual results will vary.
Equipment pricing must be confirmed with Martin-Ray Laundry Systems (NC Speed Queen distributor) via formal quote.
Construction costs should be validated with local contractors and architects during pre-development.
SBA financing terms are subject to lender approval, creditworthiness, and current market conditions.
Utility costs based on Oxford Utilities published rate schedules; actual usage patterns will affect totals.

Appendix C

Immediate Next Steps

This Week

Call Oxford Planning Director Cheryl Hart (919-603-1117) — Confirm laundromat is permitted in CBD; get parking requirements; ask about historic district design review
Call Oxford Utilities (919-603-1120) — Confirm water, sewer, gas, and electric capacity at McClanahan Street for commercial laundromat
Contact Martin-Ray Laundry Systems — Request equipment quote for Quantum Gold machine mix + cash kiosk + software pricing (NC Speed Queen distributor)

Within 2 Weeks

Engage SBA-experienced lender — Recommended: Live Oak Bank (Wilmington, NC), Celtic Bank, or local Granville County bank
Engage commercial attorney — Draft Sudz on McClanahan LLC operating agreement with land-for-equity swap (recommended Option A); define CLHG & Sudz member stakes
Contact OxForward (Kenia Gomez-Jimenez, 919-603-1164) — Discuss Façade Incentive Grant eligibility, downtown support

Within 1 Month

Hire architect with NC commercial laundromat or small retail experience
Commission land appraisal (SBA-compliant) for equity injection credit
Begin SBA 504 pre-qualification
Visit Laundry Land (201 Roxboro Rd) as a customer — document machines, pricing, condition, flow
Explore USDA B&I program — Contact USDA Rural Development NC office (Oxford qualifies as rural)

Alternative Financing to Explore

Program	Why It Fits	Action
USDA B&I Loan	Oxford is rural (<50K pop); up to 80% guarantee, 30-yr terms	Contact USDA Rural Dev NC
Golden LEAF Foundation	Granville County’s tobacco heritage qualifies	Check eligibility online
NC SSBCI Funds	Federal funds deployed through NC partner lenders	Ask your SBA lender
OxForward Façade Grant	Free grant for exterior improvements in downtown	Apply through OxForward
Live Oak Bank	Largest SBA lender in NC; laundromat experience	Request SBA 504 pre-qual

Sudz on McClanahan

A CLHG Builders LLC Development • Operated by Sudz on Maynard LLC

Prepared February 2026 • Confidential

The Opportunity at a Glance

Deal Principals

Table of Contents

Location & Trade Area Intelligence

Site Overview

Trade Area Demographics

Competitive Landscape

Competitive Gap Analysis

Location Fit Scorecard

Market Demand & Revenue Model

Machine Mix & Pricing

Washers (10 Units — Quantum Gold)

Dryers (5 Stacks / 10 Pockets — Quantum Gold)

5-Year Revenue Projection

Dynamic Pricing Strategy

Bundle & Loyalty Concepts

Brand & Marketing Plan

Brand Positioning

90-Day Marketing Calendar

Pre-Opening (Weeks -8 to 0) — $1,350

Months 1–3 Ongoing

Partnership Targets

Automation Operating Model

System Architecture

Remote Support Tiers

Security & Access Control

Floor Plan & Layout

Buildable Area

Conceptual Floor Plan

Equipment & CapEx

Select Investment Tier

Standard Tier — Line-Item Breakdown

5-Year Financial Prospectus

Pro Forma Summary

Financing Structure (SBA 504)

Sensitivity Analysis

Deal Structure & Financing

This Is CLHG’s Deal

Option A: Land → Equity Swap

Option B: Ground Lease

Option C: CLHG Borrows Directly

Capital Stack

SBA 504 Key Requirements

Risk Register

Build Timeline

Sources & Citations

Key Assumptions & Calculation Notes

Immediate Next Steps

This Week

Within 2 Weeks

Within 1 Month

Alternative Financing to Explore